Location
Mumbai | India
Job description
Company Overview
GetVantage is reimagining venture finance in favor of founders. We empower entrepreneurs by providing growth solutions, including equity-free capital, real-time insights, business optimization tools, and resources. Our data-driven platform offers founders access to non-dilutive growth capital, ranging from US$ 10,000 - US$ 2.5 million, in as fast as 7 days. With a focus on being founder-friendly and revenue-first, GetVantage has quickly become a leading finance and growth platform in India, supporting thousands of founders and SMEs.
Job Overview Full-Time Credit Underwriter position with GetVantage in Mumbai, Maharashtra, India. We are seeking a Credit Underwriter with 1 to 3 years of experience to join our growing team. As a Credit Underwriter, you will be responsible for assessing and analyzing creditworthiness, evaluating financial information, and making informed decisions on loan and credit applications. This is an excellent opportunity for a detail-oriented professional who is passionate about finance and has a strong understanding of credit underwriting principles.
Qualifications And Skills - Bachelor's degree in finance, accounting, or a related field
- 1 to 3 years of experience in credit underwriting or a similar role
- Solid understanding of credit underwriting principles and risk assessment
- Proficiency in analyzing financial statements and credit reports
- Strong attention to detail and ability to work with numerical data
- Excellent communication and interpersonal skills
- Ability to make informed decisions and manage multiple tasks
- Knowledge of regulatory requirements and compliance standards
- Experience with financial analysis software is a plus
Roles And Responsibilities - Assess and analyze creditworthiness of loan and credit applications
- Review financial information, including income statements, balance sheets, and credit reports
- Evaluate risks associated with potential borrowers and propose loan terms
- Ensure compliance with internal policies and regulatory requirements
- Collaborate with cross-functional teams to gather necessary information and validate credit decisions
- Maintain accurate records of credit evaluations and decisions
- Provide recommendations for process improvements and risk mitigation strategies
- Stay updated on industry trends and changes in credit underwriting guidelines
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