Advises clients about the risks, consequences, and benefits of alternative lending solutions.
Develops loan applications by evaluating applicant information and documentation.
Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the clients financial situation.
Evaluates loan applications and documentation by informing applicant of additional requirements.
Rejects loans by explaining deficiencies to applicants.
Schedules and tracks closing dates, contingency dates, and loan lock expirations.
Approves loans by issuing checks or forwarding applications to loan committee.
Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.
Prepares and submits timely and accurate loan files.
Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.
Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining professional networks, and participating in professional organizations.
Helps customers by answering questions and responding to requests.
Maintains customer confidence by keeping loan information confidential.
Accomplishes bank mission by completing related results as needed.
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the extra mile to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
perate in compliance with laws and regulations and adhere to lending compliance guidelines