Credit Cards Business Controls Analyst/ Manager - JMD, Gurgaon
Location
Gurgaon | India
Job description
Job Title - Credit Cards Business Controls Analyst/ Manager
Grade - Assistant Vice President
Department - Credit Cards Business Controls Unit
Location - JMD, Gurgaon
Eligible employee - Senior Manager/Assistant Vice President
Reporting To - Vice President
- Position Purpose This role is to ensure good governance across the organization. This includes maintaining fair conduct, efficiency and transparency. The purpose of this role is to monitor rules, processes and practices and drive internal controls. Would be required to apply data analytics to understand key variables that are leading indicators of risk. The position comes under the Business Controls Department.
- Position Responsibilities
Sr. Key Responsibilities 1 Identification of variables which are leading indicators of Risk and of regulatory obligations.
2 Conduct independent assurance checks to ensure process is complying to the laid rules, internal and regulatory guidelines
3 Recommend changes in the processes which are breaching RBI guidelines
4 One point contact for inputs/ data submission towards compliance monitoring/ testing / various reporting to other regulators.
5 Ensuring implementation of control for risks emanating out of regulatory guidelines/processes.
6 Updation of Risk and Control library and publishing MIS for continuous compliance risk assessment & monitoring.
7 Review and closure of audit (internal/ external/ RBI) requirements and observations.
8 Placing of update to respective MANCOM on regular basis on outstanding compliance issues based on input shared by Compliance.
9 To internally co-ordinate with various stakeholders for the data/information collation viz. product, business, operations, credit, risk, collection, recovery, etc. required for compliance testing/ RBI inspection etc.
10 Monitor key compliance indicators.
11 Immediately update relevant assurance function whenever any breach is observed.
- Qualification & Experience Required Qualification - Graduate/Post-Graduate
Overall Experience - Relevant experience of 8+ years.
Essential - Financial Services Experience, Sound knowledge of Regulatory and Compliance management
Preferred - Credit Card Experience - Competency Requirements
- Technical Skills
Microsoft Excel, Word, Power point. Hands-on with Analytical techniques to process large data quickly
Understating of Credit Cards Business and applications
Documentation & presentation skills
Strong analytical skills & algorithmic approach to Problem solving
Competencies Attribute
Professionalism Conduct duties with good conduct and faith
Respect Sensitive and responsible while working with people
Team work Work collaboratively to achieve common goals
Job tags
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