Portfolio Manager-Credit Card
Location
Mumbai | India
Job description
Role/ Job Title: Portfolio Manager – Credit Cards
Function/ Department: Credit Cards
Job Purpose Manage credit card transaction risk, improving profitability and ensuring the security and efficiency of our credit card operations.
Roles & Responsibilities - Collaborate with Operations and Risk Control Unit (RCU) departments to develop and implement strategies for managing transaction risk effectively.
- Utilize velocity rules, authentication methods, and fraud detection techniques to safeguard against unauthorized transactions and fraudulent activities.
- Devise and implement transaction-level profitability strategies to optimize the performance of the credit card portfolio.
- Work with cross-functional teams to improve the overall profitability of credit card transactions.
- Define and maintain velocity rules to identify and mitigate high-risk transaction patterns.
- Enhance authentication processes to ensure secure and frictionless customer experiences.
- Conduct regular reviews of transaction data to identify potential fraud patterns.
- Collaborate with the Fraud Prevention team to develop and implement measures to reduce fraud losses.
- Develop and execute strategies related to over-limit (OVL) transactions to balance risk and customer experience.
Education Qualification Graduation: Bachelor's in engineering / Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management
Post-graduation: MBA, PGDM
Experience : 2 to 5 years of experience
Job tags
Salary
