Credit Analyst / Underwriter

Location

Thrissur | India

Job description

• Credit appraisal and underwriting of unsecured business loan deals.
• Scrutiny of Loan documents and Bank documents provided by client.
• Timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality.
• Planning, coordination and control on underwriting decisioning on lending proposals.
• Personal decision with customers to obtain additional credit information to support credit lines.
• Develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits.
• Work collaboratively with team members to drive deals to successful funding and closure.
• Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
• Implement effective Risk Monitoring mechanism with existing clients.

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Job tags

Salary