Akanksha Pillay
Location
Gurgaon | India
Job description
Medical Underwriter :
Expert Staffing Solutions is seeking an experienced Medical Underwriter to join our dynamic team. We offer a supportive and inclusive culture, along with industry-leading training and continuous education programs. The role provides a hybrid working environment, allowing for flexibility and work-life balance. Roles and Responsibilities : - Review and analyze medical, personal, and financial information to evaluate eligibility and risk for applications up to $25 million. - Play a key role in risk assessment, decision-making, and communication for each application. - Complete risk assessments on larger and more complex cases with higher premium and face amounts, with the ability to decline unacceptable risks. - Complete classification for life and critical illness, making effective use of full signing authority. - Apply holistic underwriting expertise in all areas, including medical, financial, and lifestyle factors to make sound underwriting decisions. - Perform referrals with the aim of mentoring senior underwriters. - Provide full explanations for all decisions and inquiries. - Meet with advisors and firms, and deliver presentations that support underwriting philosophies. - Take a leadership role in identifying areas of challenge and bringing forward recommendations for solutions. - Be client and results-focused, using a proactive service orientation. Candidate Qualifications : - Client-focused with a passion for working towards a common goal on a high-performing team. - Comprehensive risk analysis approach to medical and financial underwriting. - 7 to 10 years of underwriting experience with technical underwriting skills. - AALU designation and working towards the FALU designation. - Visible and positive leadership that actively supports change. - Exceptional reinsurance negotiating skills and empathy in interactions. - Demonstrated awareness of trends and changes in medicine. - Initiative to bring forward recommendations to operations teams and development and governance, as needed. - Ability to build partnerships with advisors and wholesalers.Job tags
Salary
