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Retail Finance Manager Retail Finance Manager Kolkata, Kolkata, IN Sales


Mahindra & Mahindra Ltd


Location

Kolkatta | India


Job description

Responsibilities & Key Deliverables

To extend the corporate reach of Mand M with leading finance companies and insurance intermediaries based on their reach and strengths To liaise closely with financiers/ intermediaries to work out schemes and help drive retail sales through our dealerships. Relationship Management and Liaison with various Financiers ( NBFCs, Pvt Banks, Public Sector Banks, Rural and Coop Banks and our Group company MMFSL, MIBL) for Pan India to drive retail sales. To develop alternate channel of sourcing through online caigns on financiers' databases. System development related to retail sales on online platforms such as SYouVcom. Competitive analysis to evolve better retail financing strategy by looking at past trends, offers floated by other OEMs. Timely settlement of debit notes/ subvention claims by coordinating with financers and accounts department. Regular monthly MIS to monitor the performance of financers and keep a track of their contribution to volume growth and sharing the same with senior management. Internal team capability building- working closely with sales and MMD teams. To keep abreast with latest developments in finance field and extracting benefits for implementation in the business. Providing solutions related to retail finance at the Area Office by efficient coordination. Portfolio diversification with respect to dependency on financiers and complementary offering

Preferred Industries

Finance and account

Sales

Education Qualification

MBA; Masters in Commerce; Bachelors of Commerce; MBA in Finance; Masters in Commerce in Finance

General Experience

6-11 years of relevant experience. Finance and auto industry experience to be preferred

Critical Experience

Mahindra Leadership Competencies

Strategic Business Orientation_Business Perspective

Strategic Business Orientation_Anticipating and Leveraging Business Opportunities

Strategic Business Orientation_Strategic Foresight

Strategic Business Orientation_Global mind-set

Leadership through Sustainability_Strategize around,Sustainability Drivers

Leadership through Sustainability_Frugal mind set

Leadership through Sustainability_Stakeholder focus

Leadership through Sustainability_Triple Bottom Line Sensitivity

Customer Focus_Customer Sensitivity

Customer Focus_Customer Delight

Customer Focus_Service Orientation

Innovation Led Transformation _Idea Orientation

Innovation Led Transformation _Change catalyst

Innovation Led Transformation _Risk Taking with Responsibility

Result Orientation with Execution Excellence_Effective Project Management

Result Orientation with Execution Excellence_Passion for Quality

Result Orientation with Execution Excellence_Accountability for results

Result Orientation with Execution Excellence_Agility with discipline

Leveraging Human Capital_Exponential synergy

Leveraging Human Capital_Team development

Leveraging Human Capital_Entrepreneurial engagement

Leveraging Human Capital_Appreciating diversity

Weaving Passion and Energy at Work_Being Passionate about work

Weaving Passion and Energy at Work_Working without Barriers

Weaving Passion and Energy at Work_Blending Fun with work

Weaving Passion and Energy at Work_Learning from Failures

System Generated Core Skills

Customer Satisfaction

Customer Sensitivity

Understanding Customer Needs

Market Acumen

Industry Analysis

Regulatory Compliance

Market Intelligence

Working Capital Management

Corporate Branding

Scheme Design

Financial Planning

Retail Sales

Relationship Management

Liasoning

Developing Channel Partners

Sourcing

System Development

Competitor Analysis

Retail Banking

MIS Reporting

Performance Management

Revenue Generation

Capability Building

Trend Analysis

Retail Finance

Product Knowledge

System Generated Secondary Skills

Credit Management

Financial Analysis

Financial Management


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