EarnYoung
Location
Mumbai | India
Job description
Company Name - Kaizen Partners Job Role - Product Head - MSME Cards Specialist Salary - 15 to 25 LPA Experience - 8 to 10 years in Fintech, Cards, Credit Card Business Mode - Work From Office Days - 6 Days Address - Andheri East, Mumbai, Maharashtra 400059
Job Description - As an MSME Cards Specialist in our Fintech organization, you will play a pivotal role in developing, implementing, and managing the MSME card product suite. This position requires a deep understanding of the MSME segment, financial products, regulatory environment, and a passion for delivering innovative solutions that meet the unique needs of small and medium-sized enterprises. Key Responsibilities: 1. Product Development: ● Conduct market research to identify the needs and preferences of MSMEs related to card products. ● Collaborate with cross-functional teams to conceptualize, design, and develop MSME card products tailored to the specific requirements of the ● target market. ● Design and rollout Industry specific products catering to requirements of specific industries 2. Market Analysis: ● Analyze market trends, competitive landscape, and regulatory changes affecting the MSME card industry. ● Provide insights and recommendations to leadership for strategic decision- making. 3. Regulatory Compliance: ● Stay abreast of relevant regulations and compliance requirements related to MSME card products. ● Work closely with legal and compliance teams to ensure that all MSME card products adhere to regulatory standards. 4. Risk Management: ● Develop risk management strategies for MSME card products, including fraud prevention and credit risk assessment. ● Implement monitoring mechanisms to identify and mitigate potential risks associated with the MSME card portfolio. 5. Collaboration: ● Collaborate with sales, marketing, and customer service teams to drive awareness, acquisition, and usage of MSME card products. ● Collaborate with various Vendors providing Industry specific offerings ● Work closely with technology teams to ensure seamless integration and functionality of MSME card products within digital platforms. 6. Training and Support: ● Provide training and support to internal teams, including sales and customer service, to enhance their understanding of MSME card products and effectively communicate the value proposition to clients. 7. Performance Monitoring: ● Establish key performance indicators (KPIs) for MSME card products and regularly monitor and report on their performance. ● Use data analytics to derive insights and recommend adjustments to optimize product performance. 8. Customer Engagement: ● Develop strategies to engage MSME customers, enhance loyalty, and gather feedback for continuous product improvement. Qualifications: ● Bachelor's degree in business, finance, or a related field. MBA or advanced degree is a plus. ● Proven experience in product management within the financial services sector, with a focus on card products and MSME solutions. ● Strong understanding of the MSME segment, financial markets, and regulatory landscape. ● Excellent analytical, communication, and interpersonal skills. ● Ability to work collaboratively in a fast-paced, dynamic environment. ● Familiarity with fintech trends and digital financial and lending solutions. ● This job description serves as a general guideline and may be subject to change based on the evolving needs of the organization and industry trends.Job tags
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