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Area Credit Manager


HDB Financial Services Limited


Location

Rohtak | India


Job description

Key functions will be:  Interact regularly with Territory Managers/ Sales Managers to set targets & achieve required sales for Tractor Loan.  Recruitment, Handling and grooming of the Territory Managers in presentation & selling skills.  Make joint calls with sales team, if required.  Training for competence development of Territory Managers.  Provide inputs to develop marketing strategies and marketing support to Sales Staff.  Driving Sales Processes.  Managing Credit process and responsible for evaluating audit scores.  Responsible for collection efficiency and co-ordination for process maintenance.  Ensure the flow of accurate and complete information for customer proposals.  Ensure processes within the “steps-of-sale” are managed effectively and efficiently  Provide market intelligence in term of business, product & proposal.  Demonstrate consistency and maturity in sales forecasting processes  Ensure all reports are consistent in quality: accurate, complete and on time  Achievement of targets: penetration and cross sell
Skills Required : Credit Management, credit underwriting, credit analysis


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