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Gold Loan Officer


DBS Bank


Location

Salem | India


Job description

Job Purpose

Key Accountabilities

  • Handling Entire Gold Loan Operations at the Branch
  • Monthly Disbursement and Book Targets of mapped Branch
  • To ensure that each Loan Transaction is done as per defined Product, Process guidelines and fully compliant
  • Calling up Renewal base and ensuring renewal conversion as per Targets, with minimal/no attrition
  • Handling all Gold Loan Audit and Compliance related matters
  • Support Branch through Appraiser Identification/Onboarding and ensure Marketing Collaterals / Stationary are available as per requirement

Job Duties & Responsibilities

  • Handling Gold Loan Customers in the Branch, explain Product Features, handling queries from customers, support in documentation and End to End Loans processing in LOS
  • Clear and resolve all Audit queries, FCU queries
  • Handle Gold Loan Customer servicing
  • Responsible for Insurance Cross Sell targets
  • Manage the training agenda for the branch to ensure the Branch staff/DST are following the required procedures

Required Experience

  • 2 to 6 years of handling Gold Loan Operations with Gold Loan NBFCs/ Banks

Education / Preferred Qualifications

  • Graduation

Core Competencies

  • Excellent interpersonal
  • Ability to build strong relationships with clients
  • Strong understanding on loan processes
  • Knowledge about internal/external regulations

Technical Competencies

  • Capable of managing the loan origination system

Primary Location

India-Tamil Nadu-Swarnapuri-eLVB

Job

Product Sales

Schedule

Regular

Job Type

Full-time

Job Posting

Feb 15, 2024, 6:24:26 PM


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