COO & Functions
Location
Mumbai | India
Job description
Job Title: VP - Credit Risk - SLF
Location: Mumbai
About Barclays
Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.
Risk and Control Objective
Take ownership for managing risk and strengthening controls in relation to the work you do.
Working Flexibly
We’re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers’ and clients’ needs. Whether you have family commitments or you’re a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility, then please discuss this with the hiring manager, and your request will be reviewed subject to business needs
Hybrid Working
Structured hybrid role:
At Barclays, we offer a hybrid working experience that blends the positives of working alongside colleagues at our onsite locations, together with working from home. We have a structured approach where colleagues work at an onsite location on fixed, ‘anchor’, days of the week, for a minimum of two days a week or more, as set by the business area (or nearest equivalent if working part-time hours). Please discuss the working pattern requirements for the role you are applying for with the hiring manager. Please note that as we continue to embed our hybrid working environment, we remain in a test and learn phase, which means that working arrangements may be subject to change on reasonable notice to ensure we meet the needs of our business.
Introduction:
The successful candidate will be responsible for a portfolio consisting of US Commercial Real Estate transactions. The role involves managing exposures and limits with acceptable risk parameters within delegated authority, completion of credit applications, assessment of new transaction requests from the Front Office and ongoing monitoring of exposures including excess and exceptions reporting. Knowledge of applicable rating agency methodologies is highly desired, including core assumptions and limitations. The role comprises initial transaction analysis, review and sanction, in addition to post-sanction monitoring, annual review and excess/exceptions management.
What will you be doing?
• Act as credit officer for securitization exposures across US Commercial Real Estate asset classes.
• Prepare and analyse credit proposals for new and existing transactions.
• Judiciously apply delegated discretion to provide credit sanction and / or provide commercially mindful challenge to new business proposals and / or transaction amendments.
• Interface with Business / Deal Team and provide structuring advice on transactions.
• Conduct operational and financial due diligence of clients, and participate in management and bank meetings.
• Provide support on portfolio analysis and initial and ongoing due diligence reviews of assigned transactions.
• Prepare and present sector/asset class reviews.
• Contribute towards policy and process improvement initiatives.
• Stay current on market developments, including origination and pricing levels, and in turn alert senior management.
• Expand industry and product knowledge
What we’re looking for:
• Masters / Professional qualification such as MBA/ CA/ CFA or equivalent
• Solid credit risk management background, including analysis and approval of transactions and managing a portfolio, preferably covering US Commercial Real Estate.
• Understanding of Investment Banking products, as well as associated legal documentation and relevant risk metrics
Skills that will help you in the role:
• Confident in providing support and appropriate challenge to business teams.
• Strong verbal & written communications and presentation skills
• Strong influencing and stakeholder management skills
• Mentorship experience in a dynamic environment
Where will you be working?
Mumbai
Job tags
Salary