Location
Mumbai | India
Job description
Job Description
What skill sets are we looking for
J30 - Executive - Credit Risk
Your Roles and Responsibilities - Manage Credit Risk exposure: o Access credit worthiness of Indian and Foreign Corporates o Evaluate new Customers with quarterly review ratings. o Onboard, Initiate approval for customer as per Credit Limits. Recommend whether to increase, adjust or close the credit lines. o Develop and implement Credit Risk Models and Scoring Systems o Periodically review and update the ratings of the customer. o Manage risk through effective risk mitigation plans. Identify and track risk inclusive of credit risk, currency risk and country risk o Understanding of credit reports like D&B and Credit Models
- Analysis of Working capital management, cash management & collection forecasting: o Robust debtors' analysis at a consolidated and divisional level o Come out with structured plans to reduce debtors in discussion with corporate & business finance. o Collection forecasting basis business plans and market scenarios o Work closely with corporate finance team for innovative financing programs based on customer/supplier opportunities.
- MIS & Reporting: o Monitor timely preparation of various periodic MISs for timely decision making. o Develop / re-design MIS depending on various needs of customers Building a risk team that is familiar with business models, deviations, flow of material & payments
Job tags
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