Assistant Operation Manager/Operation Manager

• Handling disbursal of HL and LAP credit files.
• Checking quality of Credit file as per the company norms and as per legal parameter, KYC, Income documents, Property documents, Credit documents, Loan agreement kit.
• Handling File Booking author on System.
• Handling CKYC on system.
• Handling Front end as well Backend Operations for Maharashtra, Gujarat and Rajasthan states.
• Looking after all the Operational activities from Operation Login up to Closure of Loan.
• Sending Instructions to Account team for Disbursal Cheque printing and Dispatching disbursal cheque's to respective Locations.
• Preparing list of document by verifying original property papers and sending them to customer along with Welcome letter, Repayment schedule and Loan Kit.
• Responsible for Uploading Disbursal cases on CERSAI Portal with TAT ( before 30 days from date of disbursal)
• Responsible for sending and tracking Disbursed file and property document to Safe House.
• Responsible for Customer EMI Cheque Presentation on respective Due dates and tracking for clearance against the same along with updating the Cheque deposition entries and clearance entries on system.
• Coordinating with Account team on their daily reconciliation.
• Looking after activities Like Cancellation of Loan, Refunds if any, Closure of Loan on system.
• Responsible for NACH registration on time.
• Preparing management MIS's Like Disbursal MIS, File Status MIS.
• Preparing data for Refinancing against portfolio.
• Preparing Monthly NHB reports.
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