Good exposure in assessment of financials of borrowers
Ability to evaluate creditworthiness and risks
Critical evaluation of retail credit underwriting
Verification of Legal Scrutiny reports of properties
Verification of Loan documentation
Evaluate the credit decisions in tune with the credit policy and deviation matrix
Calculate financial ratios (eg credit scores and interest rates)
Maintain updated data base on Verified proposals, Observations, mitigations, etc
Candidates preferably with 2-3 years of experience in Credit/Audit who can manage the real time risk monitoring of the mortgage portfolio of the company
