Area Credit Manager

Location

Bathinda | India

Job description

Role : Area Credit Manager

Location : Bathinda

Experience : 7 to 10 years

Product : PL & LAP

Key Functions :

• Due Diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan. Responsible for the continued enhancement and execution of consumer credit risk strategy.
• Enhance the risk management capabilities in the lending finance business by managing the consumer credit asset portfolio, manage various risks, implement effective mechanisms to mitigate them and frame guidelines for fraud detection & control as per regulatory requirements and leading industry practices.
• Manage credit buying process which monitors turnarounds, approvals, review of samples, Quality checks on process.
• Assist in Predictive Portfolio Performance Design and Implementation including development of analytic frame work, performance trigger and predictive forecasting triggers in portfolio management.
• Conduct quantitative validations, understanding & management of Credit Risk, Pricing and Risk measurements.

Key Responsibilities :

• Responsible for smooth flow of process relating to credit
• Understanding & management of Credit Risk, Pricing and Risk measurements.

Skills / Competencies Required :

• Graduate/MBA in Marketing
• 4 - 6 yrs experience in Secured/Unsecured products financing is a must.
• Good communication and pleasing personality.
• High level of Self Drive/Enthusias

Job tags

Salary