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Location

Boadilla del Monte, Comunidad de Madrid | Spain

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Job description

Insurance Actuary, Leasing Business - SCF HQCountry : Spain

SCF HQ is looking for a Insurance Actuary, based in our Boadilla del Monte office.

WHY YOU SHOULD CONSIDER THIS OPPORTUNITY

At Santander () we are key players in the transformation of the financial sector. Do you want to join us?

Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products.

Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability.

Our mission is to contribute to help more people and business prosper.

As a Insurance Actuary, in charge of satisfying client’s needs, building a sustainable business, via your contribution in the process of designing the services / insurance connected to our Mobility Business, especially for Operative Leasing, making them have added value for the customers.

Leading the process of pricing, reserving, and controlling, incorporating all the available experience in the organization and the market, with the aim to have excellent pricing for our customer (making the bundled offer interesting) and attractive for SCF as a full services provider .

We need someone to help us in different fronts :

• Design, define and price new services / products (jointly with PRODUCT Insurance Manager, involving Credit / Leasing Area).
• Creation of risk premium models (own damage self-insurance), analytical model analysis, investigation on external data (claims, frequency, indemnities) and new methodologies.
• Set up of pricing engine, implementing / maintaining the new tariffs on it.
• Technical provisions / found management : calculation & validation, oversighting the function of the country.
• Monitoring and reporting of main KPIs, proposing actuarial recommendation, based on professional judgment and experience;

for Third Part Liability and Own Damages risks, for owned car fleets (circulating in various geographies).

Profitability control, challenging units to (i) minimize prices and (ii) maximize profitability (control of the margins ).

EXPERIENCE

• At least years’ experience in insurance company / broker / renting company / fleets owners, with solid knowledge of pricing, actuarial risks, in national and possibly international environments.
• Pricing in non-life, with focus in Auto / Motor.
• Experience in self-insurance (internalization of risk) models.
• Product development in different distribution channels, with focus in Auto / Mobility.

EDUCATION

• Academics : business administration, actuarial, mathematics, statistics, engineering.
• Advanced knowledge of the Office package, especially Excel and Power Point.
• SAS program and R and / or Python.

SKILLS & KNOWLEDGE

• Technical knowledge :
• Data analysis and development of models
• Analysis capability & communication skills to influence & promote changes on pricing, operations, new methodologies, etc.

As a plus) knowledge about leasing / renting business.

• Functional Knowledge :
• Customer / client orientation.
• Organization and analytical skills
• Self-sufficiency
• Teamwork.
• Transversally : coordination with different areas
• Languages :
• English, Spanish
• Other languages as a plus .

OTHER INFORMATION

• Open to travel when necessary (occasionally)

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Job tags

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Salary