Location
Laval, QC | Canada
Job description
Seeing beyond numbers TM
At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 3,000 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.
This role sits within Laurentian Bank
As a member of the Business Services team, the incumbent will be asked to assimilate the knowledge required for understanding, preparing, and drafting commercial credit files. He/she will assist the Senior Manager in managing finance portfolio risk. By participating in business model analysis, financial analysis, risk analysis and guarantee assessments, the incumbent will serve as a key resource for the Account Manager, Business Development, and his/her Assistant Vice President. The Underwriter, will have to complete the following tasks:
#LI-Hybrid
#LI-KAB
Responsibilities
- Complete the underwriting of new transactions and conduct annual reviews of files and amendments within the prescribed deadlines.
- Enter the client's financial statements and financial projections in the risk rating calculator.
- Perform financial analyses based on financial statements and financial projections, perform sensitivity analyses, and make comparisons with industry standards for this business segment.
- Identify and analyze risks associated with client activities.
- Follow up on irregularities in client portfolios.
- Follow up on the implementation of securities in accordance with credit authorization conditions.
- Participate in meetings and conference calls with clients.
- Be involved in the integrity and compliance processes (Code of Conduct, internal policies).
- Perform the work according to the practices, policies, and specific goals, while complying with current legislation and the Bank's policies, programs, and processes.
Qualifications
- University education in a relevant field and at least three to five years of experience
- Superior writing skills
- Ability to work in a team environment; a positive attitude
- Intellectual curiosity and critical thinking skills
- Strong interest in finance and good analytical skills
- Knowledge of the Office suite
- Good spoken and written communication skills, English an asset
Diversity & Inclusion
We are proud to be an equal opportunity employer and are committed to fostering an inclusive and accessible work environment that reflects the diversity of our customers and our communities. We welcome and encourage applications from individuals from all groups, including Indigenous people, women, visible minorities, and persons with disabilities, regardless of race, national or ethnic origin, colour, religion, age, sex, sexual orientation, gender identity or expression, marital status, family status, genetic characteristics, disability or any other legally-protected ground.
Accessibility
Accommodations for persons with disabilities are available upon request for job applicants taking part in all aspects of the recruitment process.
PIPEDA
We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.
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