Credix
Location
São Paulo, SP | Brazil
Job description
Credix is a global portal that connects institutional investors with high-quality credit deals in Latin America. Its proprietary technology empowers the tokenization and securitization of debt facilities, creating programmable assets and automating capital markets workflows. We are unlocking risk-adjusted returns through robust risk management and structures capabilities while building on the most advanced technologies to achieve scale. We're moving the $800 billion private credit market into the digital era.
We are looking for someone to join and lead the Credix Credit Risk & Structuring (CRS) team. We are looking for a senior profile with experience in asset-backed securities and private credit. The VP of Credit, Risk & Structuring will report directly to the CEO.
Years of experience: +8 years
Domain expertise: asset-backed securities, private credit, existing network of loan originators, investment banks, and credit funds
Securitization or structured credit expertise (in both developed and emerging countries) is desirable
Lending, risk, and leadership skills to establish the necessary risk processes, infrastructure, and a new risk culture
Excellent leadership, interpersonal, team, and English communication skills (written and verbal)
Knowledge of banking regulations in Brazil
Sound working knowledge of the overall operations of loan/credit departments
Compliance training: working knowledge of Know Your Customer, CIP, USA Patriot Act, OFAC, Identity Theft, Anti Money Laundering, Community Reinvestment Act, Safeguarding Customer Information (GLBA), Suspicious Activity Reporting, Rights to Financial Privacy
Draft and implement internal origination, KYC, underwriting, and monitoring policies
Work with the CRS team on all KYC, underwriting, and analysis functions
Draft (with legal support) template documentation to be followed on credit transactions
Assist with the hiring, mentoring, and training of the Credit, Risk and Structuring team
Monitoring and Reporting - work with our surveillance partners to be on top of any performance issues related to transactions
Capital markets - work with our Capital Formation team and third-party underwriters on transactions
Lead/chair credit committees
Maintain credit committees' internal records including minutes, voting, credit memos
Oversee the production of credit memos and the credit approval process
Ensure that the business development and relationship management group understands and develops business in accordance with Credix policies
Automate and improve internal processes and reporting followed by the credit group, which includes working on Credix proprietary technology platform to create standardized loan tape data sets, market-wide data summary reports, and risk-based due diligence products
Working in a young, dynamic & ambitious team with high talent density
Hybrid work with flexible working hours
We expect to reply to you within ~1 week of you submitting the application formifwe are interested in setting up a call.
W hile we're reviewing every application carefully, we may not be able to respond to everyone personally. Rest assured that it's not because we don't value your interest - it's simply a result of our team being stretched thin as we work hard to bring our vision to life.
#J-18808-LjbffrJob tags
Salary
